Compass Insurance Advisors · Group Benefits
Group health benefits built on clarity, transparency, and control.
I design and manage employer benefits programs that compete for talent without ballooning costs.
40+
Years of experience
400+
Brokers trained
10–500
Employee groups
Western U.S.
Employers served
Who I Am
A benefits advisor who works for your bottom line.
I’m Rick Hogan, an employee benefits broker and consultant with Compass Insurance Advisors | Group Benefits. I’m based in Draper, Utah, and I work with employers across the Western U.S. My lane is group health and benefits strategy, and my north star is simple: clarity, transparency, and control.
What I Do
Strategy first — compliance built in.
I design and manage employer benefits programs that compete for talent without ballooning costs. I specialize in alternative funding strategies—self-funded and level-funded arrangements, captives, MERPs—and pair them with reference-based pricing, fair-market cash pay options, international pharmacy solutions, transparent PBM partners (like VitoriRx), and concierge/member advocacy to improve the experience.
Compliance is built in, not bolted on. I support ACA (including ALE and pay-or-play), DOL, COBRA, ERISA, FMLA, HIPAA, CHIPRA, Medicare Part B notices, the Mental Health Parity and Addiction Equity Act, and Michelle’s Law—plus HR support, employee communications, and ongoing education so teams know what they have and how to use it.
The result
We use data, smarter funding models, and transparent vendor partnerships to reduce waste and deliver 10–30% savings for many employers.
How we’re different
See the strategies in action.
What I bring to your benefits program.
Strategic advisory that brings market access, compliance support, technology, and year-round service to help your organization control costs and support employees.
Strategic Benefits Planning
We develop a customized, comprehensive benefits strategy for each client, aligning plan design and employee benefits decisions with broader business goals.
Broad Market Access
We provide access to virtually all major insurance and administrative markets, helping employers evaluate competitive options across carriers, administrators, and pharmacy benefit managers.
Compliance & Legislative Support
We provide access to hundreds of up-to-date, easy-to-understand compliance resources covering health care reform and employee benefits regulations.
Let’s design a benefits program that works.
Based in Draper, Utah, working with employers across the Western U.S. Let’s talk about your group health and benefits strategy.